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Showing posts with label insurance deductible. Show all posts
Showing posts with label insurance deductible. Show all posts

Saturday, September 25, 2010

Happy Dance


Yes...I am doing the Happy Dance today. I just found out that the insurance companies have paid for our little mis-hap; rental car vs. Montana deer. It was not a pretty picture. This past summer we flew to Spokane, WA, and picked up a rental car. We spend the next week touring Idaho, Montana and Washington. On the next to the last day of vacation, a deer jumped out of the brushy road right of way and crashed into our car. Me being the frugal one that I am had declined the car rental companies insurance policy. We have our own car insurance and you are covered in a rental car with that same policy. The only down side to that is you still have to pay your deductible, which in our case is $1000. We always carry a high deductible to keep our premiums low. So I was feeling a little low after that vacation. But then in a statement from Avis, it mentioned that if you pay for your car rental with a credit card, sometimes there are provisions for situation like this. I promptly contacted Discover and .......Happy Dance......they covered the deductible! Yeah!!!! So the lesson of the day......Check with your Credit Card company when something like this happens to you!