Happy Dance

Yes...I am doing the Happy Dance today. I just found out that the insurance companies have paid for our little mis-hap; rental car vs. Montana deer. It was not a pretty picture. This past summer we flew to Spokane, WA, and picked up a rental car. We spend the next week touring Idaho, Montana and Washington. On the next to the last day of vacation, a deer jumped out of the brushy road right of way and crashed into our car. Me being the frugal one that I am had declined the car rental companies insurance policy. We have our own car insurance and you are covered in a rental car with that same policy. The only down side to that is you still have to pay your deductible, which in our case is $1000. We always carry a high deductible to keep our premiums low. So I was feeling a little low after that vacation. But then in a statement from Avis, it mentioned that if you pay for your car rental with a credit card, sometimes there are provisions for situation like this. I promptly contacted Discover and .......Happy Dance......they covered the deductible! Yeah!!!! So the lesson of the day......Check with your Credit Card company when something like this happens to you!